Ram is the Chief Marketing Officer of Discover Bank, the nearly $90 billion consumer deposits business at Discover Financial Services. He is responsible for the overall deposits growth strategy and leads marketing, product, pricing, and analytics teams for the organization. He is passionate about building customer loyalty and long-term customer value by creating effortless, differentiated, and personalized experiences. He lives with his wife and two daughters in the suburbs of Chicago.
His career journey includes a unique combination of progressive experiences in marketing, product engineering, customer strategy, analytics, and operational excellence – across a diverse set of industries spanning Credit Cards, Banking, Airlines, and Engineering. He has been consistently recognized as a strategic, results-oriented and transformational leader, earned from successes creating teams with strong inclusive and collaborative cultures delivering top results.
Ram currently serves as the Chair of the Board of Directors for the American Brain Tumor Association, the nation’s oldest and leading non-profit organization dedicated to advancing the understanding and treatment of brain tumors. He holds an MBA from Arizona State University and an MS in Mechanical Engineering from Michigan State University. He has also completed the Chief Marketing Officer program from Kellogg School of Management at Northwestern University and the Chief Operating Officer program from the Graduate School of Business at Stanford University.
